list of documents you’d need

all borrowers
      • Two years employment history
      • Income: Most current 30 days paystubs, Social Security Award Letter, Pension Award Letter
      • Most current two months bank statements for account used for the down payment, closing costs, and cash reserves
      • Copy of Government-issued ID
      • Most current two years W2’s
      • Signed tax returns for last two years, if applicable
      • For all owned properties: mortgage statement, homeowners insurance, and HOA bill (if applicable)
      • For all investment properties: copies of lease agreement, mortgage statement, property tax, homeowners insurance, and HOA bill (if applicable)
      • For any properties pending sale: Initial Closing Disclosure and Final HUD-1
PURCHASES
      • Sales Contract (when available)
      • Homeowners Insurance for Subject Property
      • Proof of Earnest Money Deposit clearing your account – transaction printout (must include debits, credits, running balance, and bank URL at the bottom of the page ) or a bank statement, if applicable
self-employed borrowers
      • Most current three months business bank statements
      • Most current two years 1099’s or K1 forms
      • Copies of signed business tax returns for last two years
      • YTD Profit and Loss Statement and Balance Sheet
      • Copy of Business License or CPA contact information

Joshua Nieves
Producing Branch Manager | NMLS #557025

5195 South Durango Dr, Suite 101, Las Vegas, Nevada 89113 | Branch NMLS #1738803

6030 S Rainbow Blvd, Suite 2-D, Las Vegas, Nevada 89118 | Branch NMLS #2264764

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